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FinanceKit Blogs

Money guides you can actually use

Plain-English personal finance — worked examples, honest numbers and charts you can follow. New articles are added regularly.

Budgeting

How to Build a 50/30/20 Budget You'll Actually Stick To in 2027

Split your income into Needs, Wants and Savings & Debt, fit the rule to real life and track it monthly — with three charts and two worked case studies.

28 Oct 2026 · 6 min read
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Laptop and tablet showing a mortgage dashboard in front of a house at sunset
Mortgages

How to Calculate Your Mortgage in 2027

The payment formula, an affordability check, the power of extra payments and a 15- vs 30-year comparison — with three charts and two worked case studies.

20 Oct 2026 · 7 min read
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